My typical day starts with a mug of coffee, and a plain bagel. The coffee is black, no sugar or milk, and the bagel is always buttered. The doctor said I should stop eat so much butter, but what the heck, it¨s one thing in my life that I enjoy. Around 8:25, I¨ll get dressed in my suit, and drive to work. The work is only half an hour from my residence, but that¨s half hour by car, on the highway, doing 45mph, yeah, 45 mph on the highway, the road to work is always congested, somehow, there¨s always some car accident, or road construction going on. Once I reached my work, where I am a branch manager of a bank. I¨ll start my work routine, in fact, my routine never varies, the tellers and my assistant manager knows exactly what I want, when I want it, and how I want it. My first order of the day is always the overnight overdraft report, I don¨t know if the Chinese bank does this, but overdraft is a big part of the bank¨s income here in the U.S, when someone purchased something with their debit card, they should have enough money in their account to cover it, but sometimes they don¨t. Well, the banks will gladly to pay for the item you purchased with an instant loan, of course, there¨s a fee attached to it. For instance, if you have only 3 dollars in the account, and the coffee you want is 3.50, well, you can enjoy the coffee, but there¨s $34 fee, yes, $34 for 50 cents insufficient fee, and part of my job is to tell the customer all these fees are normal, they should know how much they have in the account at any given time, which is a load of crap. But someone has to do it, it just happen to be my job, well, not really, my assistant manager¨s job, but since I¨m a nice guy, I somehow always get the most difficult customers to deal with. OK, that¨s what I do before 9:30. The rest of the day will have to continue in another time.